A well-designed portfolio
The standard disclaimer: I am not an investment advisor and the following is not investment advice. Please seek the guidance of a licensed financial planner who will recommend the best investment strategy and portfolio allocation for your assets, expectations, risk-tolerance, and time-frame. The following is nothing more than a general guide and starting point for a conversation with your financial planner.
No that’s out of the way, what I’m sharing here works well for me. but it might not work well for you.
60-80% Buy-and-hold index funds
10-30% Market timing
0-10% Individual stocks and speculative investments